Id Theft 2.0 - Surge of Unemployed, Uninsured Give Rise to health insurance Fraud

Immigration Attorneys - Id Theft 2.0 - Surge of Unemployed, Uninsured Give Rise to health insurance Fraud

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It all started with credit cards. Remembering your Pin number in the check-out line was that industry's Hail Mary Pass to cut losses from fraudulent purchases back in the mid-80s. Fingerprint and retinal scans were developed by the Fbi about the same time to keep us out of derive areas and to keep our prying eyes off top-secret documents.

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How is Id Theft 2.0 - Surge of Unemployed, Uninsured Give Rise to health insurance Fraud

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Now, fast forward about 20 or so years. Throw in a dismal economy, mix in thousands of suddenly uninsured Americans and you've got the makings of an apparently unforeseen black hole of security that could threaten the hereafter of affordable healthcare and the efforts of Congress to reform it.

A woman in New York City faces up to seven years in prison on charges she recently forged more than 50 guarnatee claims that submitted them to her condition guarnatee company for reimbursement. Meanwhile in Miami, a healing clinic for senior patients was raided after investigators discovered a front desk clerk sharing 1,100 Medicare Ids and patient information with her family members. One of her cousins assertedly made off with .8 million in fraudulent refunds for services never rendered.

"As more habitancy are not getting the condition care they need, we're finding an addition incidence of healing identity fraud," tells Michigan-based attorney Norbert Kugele to the New York Times. "Someone will show up at a hospital with man else's guarnatee information and will seek rehabilitation under their name."

Pulling a Fast One

It's practically like the commerce never saw it coming. Of course, Medicare fraud has been going on for years and the Feds have been battling it with great intensity, by their own admission, with mixed success. But security experts warn high profile condition guarnatee fraud cases are only going to grow and there may be no end to creative tactics the perpetrators may use to bilk an already handicapped condition system.

President Obama claims the healthcare reform bill being thought about by Congress will provide a security net to forestall illegal immigrants from obtaining condition care under the "Public Option." Just how this will happen is anybody's guess. Many citizens who relocated to America without permissible documentation have been receiving social benefits and/or employment opportunities for years without much scrutiny by company owners or infiltration by state and local governments --- so much so that the Feds shape in fraud when production all kinds of budgetary projections to Congress.

Medical identity theft occurs when criminals derive information such as a condition guarnatee identification or social security number and use it to get condition care or to derive repayment from insurers and others for false claims. That means your healing history and condition care records can include man else's information.

Aside from the certain condition concerns that go along with adopting man else's condition profile, --- fantasize an Id thief at the doctor's office, presenting a condition guarnatee Id from a patient who, unbeknownst to the thief, is diabetic, allergic to certain medication or receiving chemotherapy --- there are other huge expenses that could undercut any savings that the Obama supervision projects would be saved by reform in its current form.

"Hospitals and guarnatee companies face broad expenses when it comes to healing identity theft, as they are forced to write-off charges incurred by the thieves," recently wrote Bankrate reporter Amy Crane. "But its victims find that the financial aspects of this type of identity theft are the easiest to deal with."

What You Can Do

- Your guarnatee card, your life. security experts think we too often assume that our guarnatee card is no more important than our frequent shopper card or our gym membership. Safe your guarnatee information as you would your credit card, driver license or other personal asset.

- Give your healing records a check-up. Audit your condition guarnatee and healing records annually, as you would your personal credit report. It's not only o.k. To ask your doctor for your healing records, it's protected under federal law to do so. If you see whatever that look suspicious, call your guarnatee company right away.

- Go paperless. Not only is it environmentally friendly, opting into paperless condition guarnatee benefit and billing statements is a good way to forestall your personal condition information from slipping into the wrong hands.

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